Our Privacy-First Approach

At Monivec, we are committed to protecting your privacy. Our financial calculators are designed with privacy as a core principle. All calculations are performed entirely in your browser (client-side) and no financial data is ever transmitted to our servers or stored anywhere.

Information We Do NOT Collect

• Personal financial information entered into calculators
• Calculation results or outputs
• Income, salary, or debt information
• Investment amounts or returns
• Any personally identifiable financial data

Information We May Collect

We may collect the following non-personal information:

• Website Analytics: General usage statistics, page views, and traffic sources through privacy-conscious analytics
• Technical Information: Browser type, device type, and general location (country level) for optimization purposes
• Cookies: Essential cookies for website functionality and optional analytics cookies with your consent

How We Use Information

Any information we collect is used solely for:

• Improving website functionality and user experience
• Understanding which calculators are most useful
• Optimizing website performance
• Complying with legal obligations

Third-Party Services

We use the following third-party services:

• Google AdSense: For displaying advertisements (with proper consent)
• Analytics Service: For understanding website usage patterns
• CDN Services: For faster website loading

These services may collect information according to their own privacy policies. We choose services that respect user privacy and comply with GDPR and other privacy regulations.

Your Rights (GDPR)

Under GDPR, you have the right to:

• Access any personal data we hold about you
• Correct inaccurate personal data
• Request deletion of your personal data
• Object to processing of your personal data
• Data portability
• Withdraw consent at any time

Cookies and Tracking

We use cookies to enhance your experience. You can control cookie preferences through our cookie consent banner and your browser settings. Essential cookies are required for basic functionality, while analytics and advertising cookies require your consent.

Data Security

Since we don't store personal financial data, the risk of data breaches affecting your financial information is eliminated. Our website uses HTTPS encryption and follows security best practices for the limited data we do handle.

Children's Privacy

Our services are not directed at children under 16. We do not knowingly collect personal information from children under 16.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated “Last updated” date.

Contact Us

If you have any questions about this privacy policy or our practices, please contact us at:

Email: privacy@monivec.com
Website: https://monivec.com/contact